Interest Free Finance

Interest Free Finance at Modish Living


  • Modish Living Ltd has teamed up with the highly-trusted, secure online credit application service Close Brothers Retail Finance, to offer finance options when you buy furniture from Modish Living Ltd.
  • Modish Living acts as a credit intermediary and only offers credit products for Close Brothers Retails finance.
  • Please note credit is subject to age and status and you will need to be over the age of 18
  • Delivery must be the same as the billing address.
Calendar for Finance at Modish Living




Decide what furniture you are going to buy from Modish Living.  Go through to the final checkout page and select "Apply for finance (orders over £500) 



Complete a quick online application.  

Pay from as little as 20% deposit.



Once complete you will receive an order confirmation from Modish Living and we'll start the process of getting your furniture to you.  Now wait for your delivery.


  • Aged 18-80
  • A UK resident for 3 years or more/Permanent UK resident
  • Work at least 16 hours per week (or be in receipt of a pension)
  • Be able to make regular repayments by Direct Debit via UK bank account that can accept direct debits
  • In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who's in regular employment
  • Spending a minimum of £500 across the store
  • Delivery must be to the address that you put on the finance application (your home billing address)
Payments at Modish Living Finance


Through partnering with Close Brothers Retail Finance, Modish Living offers customers the flexibility to pay in full after delivery or spread out the payments up to 12 months. 

Your first instalment payment will be collected by direct debit 30 days after delivery.

Keep paying monthly instalments or pay off the full amount at any time. It's this simple!

    *Note until the application is complete and signed by you, your order will not be processed or dispatched.

    Frequently Asked Questions at Modish Living
    • What's the process to buy using Close Brothers Retail Finance?

    Buy your furniture as normal from Modish Living Ltd and ask to pay using Close Brothers Retails Finance. Complete a short online application which takes a few minutes. You’re approved instantly, pay the deposit and sign the agreement to complete the purchase.

    • What if I don’t have time to complete my application?

    Let someone from Modish Living know, and we can send you a unique link to your application as text message or email, so you can complete the application later at your own convenience.  

    • Can I process my application in person?

    The online application setup by Close Brothers Retail Finance is a simple and quick process. However please feel free to call us on 01273 499057 and we can take you through this process over the phone, or pop in to our studio where we can process your application while you wait. 

    • Will an instant decision always be made?

    In some case, Close Brothers Retail Finance might need to manually review your application. In these rare cases, they aim to complete this process within 15 mins.

    • What happens if I’m declined?

    You will still be able to complete the purchase using the traditional means of payment.

    • How can I find out more about Close Brothers Retail Finance?

    Close Brothers Retail Finance is authorised and regulated by the Financial Conduct Authority.  For more information about Close Brothers Retail Finance, please visit the